PCI DSS Audit and Compliance Consulting
Expert PCI DSS v4.0 consulting for merchants and service providers. From scoping and gap analysis through successful audit completion, PTG protects your cardholder data and keeps you compliant.
What Our PCI Consulting Covers
We handle the full PCI compliance lifecycle from scoping to audit completion.
Assessment and Remediation
- Cardholder data environment scoping and reduction
- Gap analysis against all 12 PCI DSS requirements
- Network segmentation, encryption, and MFA deployment
- Policy, procedure, and documentation preparation
Audit and Maintenance
- SAQ completion for Levels 2-4 merchants
- QSA assessment preparation for Level 1
- Quarterly ASV scans and annual penetration testing
- Ongoing compliance monitoring and maintenance
PCI Compliance by Level
Your compliance requirements depend on annual transaction volume. PTG provides the right level of support for each tier.
Level 1
Full Report on Compliance (ROC) by a Qualified Security Assessor. Annual on-site assessment plus quarterly ASV scans.
Level 2
Self-Assessment Questionnaire plus quarterly ASV scans. Typically $10K-$50K annually depending on environment complexity.
Level 3
SAQ plus quarterly scans. Reduced requirements but still requires documented controls and vulnerability management.
Level 4
Simplified SAQ with fewer requirements. Our PCI software streamlines documentation for smaller merchants.
Our PCI Consulting Process
Scope the cardholder data environment
Gap analysis against PCI DSS v4.0
Implement controls and remediate gaps
Prepare documentation and evidence
Complete SAQ or support QSA assessment
Ongoing monitoring and annual renewal
Built For
Frequently Asked Questions
What is PCI DSS v4.0 and what changed?
PCI DSS v4.0 is the current standard for payment card data security. Key changes include the customized validation approach, enhanced MFA requirements, automated log review mechanisms, and stricter e-commerce payment page protections. All future-dated requirements became mandatory March 31, 2025.
How much does PCI compliance cost?
Level 4 merchants may spend $1K-$10K annually. Level 1 merchants with QSA assessments can invest $50K-$500K+. The biggest cost variables are environment complexity, number of gaps, and assessment type. Contact us for a free scoping estimate.
What are the penalties for non-compliance?
Card brands impose monthly fines of $5K-$100K on non-compliant merchants. A data breach while non-compliant can cost $1M+ in forensic investigation, card replacement, fraud liability, and litigation. The investment in compliance is a fraction of breach exposure.
Which SAQ type do I need?
Your SAQ type depends on how you accept payments. SAQ A for fully outsourced e-commerce, SAQ B for standalone terminals, SAQ C for payment applications, SAQ D for all other merchants. PTG helps you determine the correct type and minimize scope.
Can PTG help with HIPAA and PCI together?
Yes. Many healthcare organizations accept card payments and need both. We build unified compliance programs using ComplianceArmor that satisfy both frameworks with shared controls, reducing cost and effort.
Do you provide vulnerability scanning and penetration testing?
Yes. Our cybersecurity team provides quarterly ASV vulnerability scans and annual penetration testing that meet PCI DSS requirements.
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Protect Your Payment Card Data
Get a free PCI scoping call and cost estimate tailored to your merchant level.